Reasons someone would hire Jackson Appraisal Services, LLC

Every year, thousands of people in Missouri purchase, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation processes that might appear more cost-effective than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there other cases when the services of a certified, independent real estate professional might come in handy? You bet there are.

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Challenge your tax assessment in Taney County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Jackson Appraisal Services, LLC is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that most lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Jackson Appraisal Services, LLC can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the troublesome decision of who maintains the property. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Jackson Appraisal Services, LLC, regardless of the situation.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Jackson Appraisal Services, LLC can help you with relocating to or from Taney County

We are familiar with the stress involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide input on the positive features of their property, as well as information regarding any new sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal will help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value we come up with, but rather they depend on our efforts to complete the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.